{"id":8354,"date":"2022-01-10T17:37:42","date_gmt":"2022-01-10T17:37:42","guid":{"rendered":"https:\/\/areton-ltd.com\/?page_id=8354"},"modified":"2022-01-10T17:37:42","modified_gmt":"2022-01-10T17:37:42","slug":"self-employed-mortgag","status":"publish","type":"page","link":"https:\/\/areton-ltd.com\/es\/self-employed-mortgag\/","title":{"rendered":"SELF-EMPLOYED MORTGAG"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

The\u00a0<\/span><\/span>Areton\u00a0<\/span><\/span>ltd\u00a0<\/span><\/span>specialises\u00a0<\/span><\/span>in\u00a0<\/span><\/span>assisting\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>individuals\u00a0<\/span><\/span>in\u00a0<\/span><\/span>obtaining\u00a0<\/span><\/span>the\u00a0<\/span><\/span>mortgages\u00a0<\/span><\/span>they\u00a0<\/span><\/span>want.\u00a0<\/span><\/span><\/div>\n
We\u00a0<\/span><\/span>have\u00a0<\/span>a\u00a0<\/span><\/span>wealth\u00a0<\/span>of\u00a0<\/span>experience\u00a0<\/span>and\u00a0<\/span>knowledge\u00a0<\/span><\/span>of\u00a0<\/span>how\u00a0<\/span>each\u00a0<\/span><\/span>lender\u00a0<\/span><\/span>evaluates\u00a0<\/span><\/span>your\u00a0<\/span><\/span>mortgage\u00a0<\/span>application,\u00a0<\/span><\/span>from\u00a0<\/span><\/span>huge\u00a0<\/span>high\u00a0<\/span><\/span>street\u00a0<\/span><\/span>banks\u00a0<\/span>and\u00a0<\/span>building\u00a0<\/span>societies\u00a0<\/span><\/span>to\u00a0<\/span><\/span>smaller,\u00a0<\/span><\/span>specialty\u00a0<\/span><\/span>lending\u00a0<\/span><\/span>firms\u00a0<\/span><\/span>that\u00a0<\/span>aren’t\u00a0<\/span><\/span>widely\u00a0<\/span>publicised.\u00a0<\/span><\/span><\/div>\n
You’ll\u00a0<\/span><\/span>be\u00a0<\/span><\/span>able\u00a0<\/span>to\u00a0<\/span>find\u00a0<\/span>the\u00a0<\/span>exact\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>mortgage\u00a0<\/span><\/span>you\u00a0<\/span><\/span>need\u00a0<\/span>to\u00a0<\/span><\/span>fit\u00a0<\/span><\/span>your\u00a0<\/span><\/span>individual\u00a0<\/span>circumstances\u00a0<\/span><\/span>and\u00a0<\/span><\/span>requirements\u00a0<\/span><\/span>thanks\u00a0<\/span><\/span>to\u00a0<\/span><\/span>our\u00a0<\/span><\/span>expertise\u00a0<\/span><\/span>and\u00a0<\/span><\/span>assistance\u00a0<\/span><\/span>as\u00a0<\/span>a\u00a0<\/span><\/span>specialised\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>mortgage\u00a0<\/span>provider.<\/span><\/span><\/div>\n
\n

How to make obtaining a Self-employed Mortgage easier<\/h2>\n
If\u00a0<\/span>you’re\u00a0<\/span><\/span>self-employed,\u00a0<\/span><\/span>achieving\u00a0<\/span><\/span>all\u00a0<\/span>of\u00a0<\/span>the\u00a0<\/span><\/span>conditions\u00a0<\/span>set\u00a0<\/span><\/span>forth\u00a0<\/span>by\u00a0<\/span><\/span>mortgage\u00a0<\/span>lenders\u00a0<\/span><\/span>may\u00a0<\/span><\/span>appear\u00a0<\/span><\/span>to\u00a0<\/span>be\u00a0<\/span>an\u00a0<\/span><\/span>uphill\u00a0<\/span>battle,\u00a0<\/span><\/span>especially\u00a0<\/span><\/span>since\u00a0<\/span>the\u00a0<\/span><\/span>implementation\u00a0<\/span><\/span>of\u00a0<\/span>more\u00a0<\/span><\/span>stringent\u00a0<\/span>lending\u00a0<\/span><\/span>regulations\u00a0<\/span><\/span>in\u00a0<\/span>the\u00a0<\/span><\/span>aftermath\u00a0<\/span>of\u00a0<\/span>the\u00a0<\/span>financial\u00a0<\/span>crisis\u00a0<\/span><\/span>of\u00a0<\/span><\/span>2008\u20139.\u00a0<\/span><\/span><\/div>\n
Persons\u00a0<\/span><\/span>in\u00a0<\/span><\/span>typical\u00a0<\/span><\/span>jobs\u00a0<\/span><\/span>can\u00a0<\/span><\/span>show\u00a0<\/span><\/span>their\u00a0<\/span><\/span>income\u00a0<\/span><\/span>by\u00a0<\/span><\/span>showing\u00a0<\/span><\/span>paystubs\u00a0<\/span><\/span>and\u00a0<\/span><\/span>bank\u00a0<\/span>statements\u00a0<\/span><\/span>from\u00a0<\/span>the\u00a0<\/span><\/span>previous\u00a0<\/span><\/span>three\u00a0<\/span>to\u00a0<\/span>twelve\u00a0<\/span><\/span>months,\u00a0<\/span><\/span>but\u00a0<\/span><\/span>freelancers,\u00a0<\/span><\/span>contractors,\u00a0<\/span><\/span>and\u00a0<\/span>other\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>people\u00a0<\/span><\/span>aren’t\u00a0<\/span>in\u00a0<\/span>the\u00a0<\/span>same\u00a0<\/span><\/span>position.<\/span><\/span><\/div>\n
However, many mortgage lenders have realised that their lending policies must become more flexible in order to meet the growing demand and requirements of a growing segment of the population who choose self-employment, and it is entirely possible for a self-employed person to obtain the mortgage they require. We’ll go over some of the strategies you can use to make getting a self-employed mortgage easier in the sections below.<\/div>\n

Finding a Self-Employed Mortgage<\/h2>\n
Even\u00a0<\/span>for\u00a0<\/span><\/span>people\u00a0<\/span><\/span>who\u00a0<\/span>are\u00a0<\/span>not\u00a0<\/span><\/span>self-employed,\u00a0<\/span><\/span>finding\u00a0<\/span>the\u00a0<\/span>correct\u00a0<\/span><\/span>mortgage\u00a0<\/span>lender\u00a0<\/span><\/span>can\u00a0<\/span>be\u00a0<\/span><\/span>tough. <\/span><\/span>Choosing\u00a0<\/span><\/span>between\u00a0<\/span>a\u00a0<\/span><\/span>variety\u00a0<\/span>of\u00a0<\/span>high\u00a0<\/span><\/span>street\u00a0<\/span><\/span>mainstream\u00a0<\/span><\/span>lenders\u00a0<\/span>such\u00a0<\/span>as\u00a0<\/span>banks\u00a0<\/span><\/span>and\u00a0<\/span><\/span>building\u00a0<\/span>societies,\u00a0<\/span><\/span>as\u00a0<\/span>well\u00a0<\/span>as\u00a0<\/span><\/span>smaller\u00a0<\/span><\/span>specialised\u00a0<\/span><\/span>lending\u00a0<\/span><\/span>organisations,\u00a0<\/span><\/span>may\u00a0<\/span>be\u00a0<\/span>a\u00a0<\/span><\/span>difficult\u00a0<\/span>task\u2013each\u00a0<\/span><\/span>will\u00a0<\/span>have\u00a0<\/span>its\u00a0<\/span>own\u00a0<\/span><\/span>mortgage\u00a0<\/span><\/span>programmes,\u00a0<\/span><\/span>lending\u00a0<\/span><\/span>criteria,\u00a0<\/span><\/span>and\u00a0<\/span><\/span>processes\u00a0<\/span><\/span>for\u00a0<\/span><\/span>evaluating\u00a0<\/span><\/span>candidates.<\/span><\/span><\/div>\n
<\/div>\n
\n
Contractors,\u00a0<\/span><\/span>freelancers,\u00a0<\/span><\/span>and\u00a0<\/span>other\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>individuals\u00a0<\/span><\/span>may\u00a0<\/span><\/span>find\u00a0<\/span><\/span>the\u00a0<\/span><\/span>hunt\u00a0<\/span><\/span>considerably\u00a0<\/span>more\u00a0<\/span>difficult. <\/span><\/span>The\u00a0<\/span><\/span>way\u00a0<\/span><\/span>lenders\u00a0<\/span><\/span>analyse\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>income\u00a0<\/span><\/span>varies\u00a0<\/span><\/span>by\u00a0<\/span><\/span>location,\u00a0<\/span><\/span>with\u00a0<\/span>some\u00a0<\/span><\/span>being\u00a0<\/span><\/span>more’self employed <\/span><\/span>friendly’\u00a0<\/span><\/span>than\u00a0<\/span>others.<\/span><\/span><\/div>\n

Company Director Mortgages<\/h2>\n
It’s\u00a0<\/span><\/span>odd\u00a0<\/span><\/span>that\u00a0<\/span><\/span>company\u00a0<\/span>executives\u00a0<\/span><\/span>have\u00a0<\/span>a\u00a0<\/span><\/span>harder\u00a0<\/span><\/span>trouble\u00a0<\/span><\/span>getting\u00a0<\/span>a\u00a0<\/span>mortgage\u00a0<\/span><\/span>than\u00a0<\/span>the\u00a0<\/span><\/span>people\u00a0<\/span><\/span>they\u00a0<\/span><\/span>pay\u00a0<\/span><\/span>to\u00a0<\/span><\/span>work\u00a0<\/span><\/span>for\u00a0<\/span><\/span>them.\u00a0<\/span><\/span><\/div>\n
You\u00a0<\/span><\/span>may\u00a0<\/span>have\u00a0<\/span><\/span>noticed\u00a0<\/span><\/span>that\u00a0<\/span><\/span>traditional\u00a0<\/span>lenders\u00a0<\/span><\/span>use\u00a0<\/span><\/span>criteria\u00a0<\/span><\/span>that\u00a0<\/span>aren’t\u00a0<\/span><\/span>especially\u00a0<\/span>well\u00a0<\/span>suited\u00a0<\/span><\/span>to\u00a0<\/span><\/span>self-employed\u00a0<\/span><\/span>applicants,\u00a0<\/span><\/span>and\u00a0<\/span>even\u00a0<\/span>less\u00a0<\/span>so\u00a0<\/span><\/span>to\u00a0<\/span><\/span>limited\u00a0<\/span><\/span>company\u00a0<\/span>directors,\u00a0<\/span><\/span>whose\u00a0<\/span><\/span>finances\u00a0<\/span><\/span>are\u00a0<\/span>often\u00a0<\/span>more\u00a0<\/span><\/span>complicated.\u00a0<\/span><\/span><\/div>\n
It\u00a0<\/span>might\u00a0<\/span>be\u00a0<\/span><\/span>difficult\u00a0<\/span><\/span>to\u00a0<\/span><\/span>know\u00a0<\/span>where\u00a0<\/span>to\u00a0<\/span>start\u00a0<\/span><\/span>when\u00a0<\/span><\/span>looking\u00a0<\/span><\/span>for\u00a0<\/span>a\u00a0<\/span><\/span>reasonably\u00a0<\/span>priced\u00a0<\/span><\/span>mortgage\u00a0<\/span><\/span>if\u00a0<\/span><\/span>you\u00a0<\/span><\/span>conduct\u00a0<\/span><\/span>your\u00a0<\/span><\/span>business\u00a0<\/span>as\u00a0<\/span>a\u00a0<\/span>limited\u00a0<\/span>company.\u00a0<\/span><\/span><\/div>\n
We’ll\u00a0<\/span><\/span>go\u00a0<\/span>over\u00a0<\/span><\/span>some\u00a0<\/span><\/span>crucial\u00a0<\/span>points\u00a0<\/span><\/span>in\u00a0<\/span>this\u00a0<\/span><\/span>section.<\/span><\/span><\/div>\n<\/div>\n<\/div>\n
\n

Mortgages for Directors<\/h2>\n<\/div>\n
Despite what you may think from walking down the street, you can discover lenders who are confident and prepared to grant you a mortgage on fair terms as a company director. These are usually smaller, specialised lenders who can be more flexible when analysing a company director’s salary, but they, like other lenders, will have their own standards for calculating mortgage affordability and looking at your revenues and assets when determining how much you can borrow.<\/div>\n
<\/div>\n
With the exception of some professions (such as doctors and others who may demonstrate a contract as proof of ongoing and future revenue), most lenders will require your business to have been in operation for at least a year before applying for a mortgage. They’ll ask for at least one year’s worth of company accounts certified by a chartered accountant, and they’ll frequently ask for up to three years. If your tax year does not fall within the April-April HMRC pattern, they may be willing to examine a snapshot of the previous 12-month trade period rather than making you wait until the end of the current tax year to apply for a mortgage.<\/div>\n
<\/div>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

Construction Industry Scheme Mortgages<\/h2>\n

The Construction Industry Scheme (CIS) was established by HM Revenue & Customs to allow licenced contractors to deduct tax on subcontractor payments at the point of sale. This deduction is sent to HMRC and counts as a payment toward the amount of income tax and National Insurance that the subcontractor would owe after filing end-of-year accounts. Payslips reflecting gross and net income are normally provided by the contractor.<\/p>\n

It is not obligatory for subcontractors to register for CIS, but if they don\u2019t then a contractor will have to make tax deductions from their pay at a higher rate. The Government\u2019s CIS guide for contractors and subcontractors has more detail on what is and is not covered by the scheme, and will contain up-to-date rates. Please note that some of the information on this page may have been superseded by new information from HMRC since the time of writing. Please check with HMRC to confirm any unanswered questions about CIS.<\/p>\n

CIS Mortgage Advice<\/h2>\n
\n
\n
<\/div>\n<\/div>\n<\/div>\n
\n
\n
\n
\n
\n
\n
\n
\n
\n
Subcontractors\u00a0<\/span><\/span>will\u00a0<\/span>be\u00a0<\/span><\/span>able\u00a0<\/span>to\u00a0<\/span>prove\u00a0<\/span><\/span>income\u00a0<\/span><\/span>using\u00a0<\/span>the\u00a0<\/span><\/span>gross\u00a0<\/span>amount\u00a0<\/span><\/span>shown\u00a0<\/span>on\u00a0<\/span>the\u00a0<\/span><\/span>payslips\u00a0<\/span><\/span>contractors\u00a0<\/span><\/span>provided\u00a0<\/span><\/span>them,\u00a0<\/span><\/span>rather\u00a0<\/span>than\u00a0<\/span><\/span>having\u00a0<\/span><\/span>to\u00a0<\/span>provide\u00a0<\/span><\/span>full\u00a0<\/span>business\u00a0<\/span><\/span>accounts\u00a0<\/span><\/span>and\/or\u00a0<\/span><\/span>their\u00a0<\/span><\/span>SA302\u00a0<\/span><\/span>form\u00a0<\/span><\/span>showing\u00a0<\/span><\/span>the\u00a0<\/span>year-end\u00a0<\/span><\/span>tax\u00a0<\/span><\/span>calculation\u00a0<\/span><\/span>from\u00a0<\/span>a\u00a0<\/span><\/span>Self\u00a0<\/span>Assessment\u00a0<\/span><\/span>tax\u00a0<\/span>return,\u00a0<\/span><\/span>as\u00a0<\/span><\/span>part\u00a0<\/span>of\u00a0<\/span>the\u00a0<\/span>application\u00a0<\/span>process\u00a0<\/span><\/span>for\u00a0<\/span>a\u00a0<\/span><\/span>CIS\u00a0<\/span><\/span>mortgage.\u00a0<\/span><\/span><\/div>\n
Applicants\u00a0<\/span><\/span>with\u00a0<\/span>less\u00a0<\/span><\/span>than\u00a0<\/span><\/span>two\u00a0<\/span>years\u00a0<\/span><\/span>of\u00a0<\/span><\/span>accounts\u00a0<\/span><\/span>are\u00a0<\/span>the\u00a0<\/span>most\u00a0<\/span><\/span>likely\u00a0<\/span><\/span>to\u00a0<\/span><\/span>profit,\u00a0<\/span><\/span>but\u00a0<\/span><\/span>keep\u00a0<\/span>in\u00a0<\/span>mind\u00a0<\/span><\/span>that\u00a0<\/span>not\u00a0<\/span>all\u00a0<\/span><\/span>lenders\u00a0<\/span><\/span>offer\u00a0<\/span><\/span>CIS\u00a0<\/span><\/span>mortgages,\u00a0<\/span><\/span>and\u00a0<\/span>those\u00a0<\/span>that\u00a0<\/span>do\u00a0<\/span>will\u00a0<\/span><\/span>have\u00a0<\/span><\/span>different\u00a0<\/span>criteria.<\/span><\/span><\/div>\n<\/div>\n
Rather than following a blanket set of guidelines, mortgage lenders will evaluate applicants on a case-by-case basis. To qualify for a CIS mortgage, you must present your CIS payslips for the previous three months, although in some cases, up to six months’ worth or more may be required. The mortgage lender will use them to calculate your average monthly income and, as a result, your overall annual number on which to base their assessment, and you may be asked to provide bank statements for the same time period for additional verification.<\/div>\n
<\/div>\n
<\/div>\n
<\/div>\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text] The\u00a0Areton\u00a0ltd\u00a0specialises\u00a0in\u00a0assisting\u00a0self-employed\u00a0individuals\u00a0in\u00a0obtaining\u00a0the\u00a0mortgages\u00a0they\u00a0want.\u00a0 We\u00a0have\u00a0a\u00a0wealth\u00a0of\u00a0experience\u00a0and\u00a0knowledge\u00a0of\u00a0how\u00a0each\u00a0lender\u00a0evaluates\u00a0your\u00a0mortgage\u00a0application,\u00a0from\u00a0huge\u00a0high\u00a0street\u00a0banks\u00a0and\u00a0building\u00a0societies\u00a0to\u00a0smaller,\u00a0specialty\u00a0lending\u00a0firms\u00a0that\u00a0aren’t\u00a0widely\u00a0publicised.\u00a0 You’ll\u00a0be\u00a0able\u00a0to\u00a0find\u00a0the\u00a0exact\u00a0self-employed\u00a0mortgage\u00a0you\u00a0need\u00a0to\u00a0fit\u00a0your\u00a0individual\u00a0circumstances\u00a0and\u00a0requirements\u00a0thanks\u00a0to\u00a0our\u00a0expertise\u00a0and\u00a0assistance\u00a0as\u00a0a\u00a0specialised\u00a0self-employed\u00a0mortgage\u00a0provider. How to make obtaining a Self-employed Mortgage easier If\u00a0you’re\u00a0self-employed,\u00a0achieving\u00a0all\u00a0of\u00a0the\u00a0conditions\u00a0set\u00a0forth\u00a0by\u00a0mortgage\u00a0lenders\u00a0may\u00a0appear\u00a0to\u00a0be\u00a0an\u00a0uphill\u00a0battle,\u00a0especially\u00a0since\u00a0the\u00a0implementation\u00a0of\u00a0more\u00a0stringent\u00a0lending\u00a0regulations\u00a0in\u00a0the\u00a0aftermath\u00a0of\u00a0the\u00a0financial\u00a0crisis\u00a0of\u00a02008\u20139.\u00a0 Persons\u00a0in\u00a0typical\u00a0jobs\u00a0can\u00a0show\u00a0their\u00a0income\u00a0by\u00a0showing\u00a0paystubs\u00a0and\u00a0bank\u00a0statements\u00a0from\u00a0the\u00a0previous\u00a0three\u00a0to\u00a0twelve\u00a0months,\u00a0but\u00a0freelancers,\u00a0contractors,\u00a0and\u00a0other\u00a0self-employed\u00a0people\u00a0aren’t\u00a0in\u00a0the\u00a0same\u00a0position. However, many mortgage lenders have realised<\/p>\n","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-8354","page","type-page","status-publish","hentry"],"yoast_head":"\nSELF-EMPLOYED MORTGAG - Areton<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/areton-ltd.com\/es\/self-employed-mortgag\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SELF-EMPLOYED MORTGAG\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text] The\u00a0Areton\u00a0ltd\u00a0specialises\u00a0in\u00a0assisting\u00a0self-employed\u00a0individuals\u00a0in\u00a0obtaining\u00a0the\u00a0mortgages\u00a0they\u00a0want.\u00a0 We\u00a0have\u00a0a\u00a0wealth\u00a0of\u00a0experience\u00a0and\u00a0knowledge\u00a0of\u00a0how\u00a0each\u00a0lender\u00a0evaluates\u00a0your\u00a0mortgage\u00a0application,\u00a0from\u00a0huge\u00a0high\u00a0street\u00a0banks\u00a0and\u00a0building\u00a0societies\u00a0to\u00a0smaller,\u00a0specialty\u00a0lending\u00a0firms\u00a0that\u00a0aren’t\u00a0widely\u00a0publicised.\u00a0 You’ll\u00a0be\u00a0able\u00a0to\u00a0find\u00a0the\u00a0exact\u00a0self-employed\u00a0mortgage\u00a0you\u00a0need\u00a0to\u00a0fit\u00a0your\u00a0individual\u00a0circumstances\u00a0and\u00a0requirements\u00a0thanks\u00a0to\u00a0our\u00a0expertise\u00a0and\u00a0assistance\u00a0as\u00a0a\u00a0specialised\u00a0self-employed\u00a0mortgage\u00a0provider. How to make obtaining a Self-employed Mortgage easier If\u00a0you’re\u00a0self-employed,\u00a0achieving\u00a0all\u00a0of\u00a0the\u00a0conditions\u00a0set\u00a0forth\u00a0by\u00a0mortgage\u00a0lenders\u00a0may\u00a0appear\u00a0to\u00a0be\u00a0an\u00a0uphill\u00a0battle,\u00a0especially\u00a0since\u00a0the\u00a0implementation\u00a0of\u00a0more\u00a0stringent\u00a0lending\u00a0regulations\u00a0in\u00a0the\u00a0aftermath\u00a0of\u00a0the\u00a0financial\u00a0crisis\u00a0of\u00a02008\u20139.\u00a0 Persons\u00a0in\u00a0typical\u00a0jobs\u00a0can\u00a0show\u00a0their\u00a0income\u00a0by\u00a0showing\u00a0paystubs\u00a0and\u00a0bank\u00a0statements\u00a0from\u00a0the\u00a0previous\u00a0three\u00a0to\u00a0twelve\u00a0months,\u00a0but\u00a0freelancers,\u00a0contractors,\u00a0and\u00a0other\u00a0self-employed\u00a0people\u00a0aren’t\u00a0in\u00a0the\u00a0same\u00a0position. However, many mortgage lenders have realised\" \/>\n<meta property=\"og:url\" content=\"https:\/\/areton-ltd.com\/es\/self-employed-mortgag\/\" \/>\n<meta property=\"og:site_name\" content=\"Areton\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/aretonEU\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/areton-ltd.com\/self-employed-mortgag\/\",\"url\":\"https:\/\/areton-ltd.com\/self-employed-mortgag\/\",\"name\":\"SELF-EMPLOYED MORTGAG - Areton\",\"isPartOf\":{\"@id\":\"https:\/\/areton-ltd.com\/#website\"},\"datePublished\":\"2022-01-10T17:37:42+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/areton-ltd.com\/self-employed-mortgag\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/areton-ltd.com\/self-employed-mortgag\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/areton-ltd.com\/self-employed-mortgag\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/areton-ltd.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SELF-EMPLOYED MORTGAG\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/areton-ltd.com\/#website\",\"url\":\"https:\/\/areton-ltd.com\/\",\"name\":\"Areton LTD\",\"description\":\"Organic Skin Care & Hair Care Products\",\"publisher\":{\"@id\":\"https:\/\/areton-ltd.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/areton-ltd.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/areton-ltd.com\/#organization\",\"name\":\"Areton\",\"url\":\"https:\/\/areton-ltd.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/areton-ltd.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/areton-ltd.com\/wp-content\/uploads\/2024\/05\/logo.png\",\"contentUrl\":\"https:\/\/areton-ltd.com\/wp-content\/uploads\/2024\/05\/logo.png\",\"width\":400,\"height\":400,\"caption\":\"Areton\"},\"image\":{\"@id\":\"https:\/\/areton-ltd.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/aretonEU\/\"],\"email\":\"info@areton-ltd.com\",\"telephone\":\"+44 7830 885825\",\"legalName\":\"Aretom LTD\",\"vatID\":\"09397231\",\"publishingPrinciples\":\"https:\/\/areton-ltd.com\/about-us\/\",\"ownershipFundingInfo\":\"https:\/\/areton-ltd.com\/about-us\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"SELF-EMPLOYED MORTGAG - Areton","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/areton-ltd.com\/es\/self-employed-mortgag\/","og_locale":"es_ES","og_type":"article","og_title":"SELF-EMPLOYED MORTGAG","og_description":"[vc_row][vc_column][vc_column_text] The\u00a0Areton\u00a0ltd\u00a0specialises\u00a0in\u00a0assisting\u00a0self-employed\u00a0individuals\u00a0in\u00a0obtaining\u00a0the\u00a0mortgages\u00a0they\u00a0want.\u00a0 We\u00a0have\u00a0a\u00a0wealth\u00a0of\u00a0experience\u00a0and\u00a0knowledge\u00a0of\u00a0how\u00a0each\u00a0lender\u00a0evaluates\u00a0your\u00a0mortgage\u00a0application,\u00a0from\u00a0huge\u00a0high\u00a0street\u00a0banks\u00a0and\u00a0building\u00a0societies\u00a0to\u00a0smaller,\u00a0specialty\u00a0lending\u00a0firms\u00a0that\u00a0aren’t\u00a0widely\u00a0publicised.\u00a0 You’ll\u00a0be\u00a0able\u00a0to\u00a0find\u00a0the\u00a0exact\u00a0self-employed\u00a0mortgage\u00a0you\u00a0need\u00a0to\u00a0fit\u00a0your\u00a0individual\u00a0circumstances\u00a0and\u00a0requirements\u00a0thanks\u00a0to\u00a0our\u00a0expertise\u00a0and\u00a0assistance\u00a0as\u00a0a\u00a0specialised\u00a0self-employed\u00a0mortgage\u00a0provider. How to make obtaining a Self-employed Mortgage easier If\u00a0you’re\u00a0self-employed,\u00a0achieving\u00a0all\u00a0of\u00a0the\u00a0conditions\u00a0set\u00a0forth\u00a0by\u00a0mortgage\u00a0lenders\u00a0may\u00a0appear\u00a0to\u00a0be\u00a0an\u00a0uphill\u00a0battle,\u00a0especially\u00a0since\u00a0the\u00a0implementation\u00a0of\u00a0more\u00a0stringent\u00a0lending\u00a0regulations\u00a0in\u00a0the\u00a0aftermath\u00a0of\u00a0the\u00a0financial\u00a0crisis\u00a0of\u00a02008\u20139.\u00a0 Persons\u00a0in\u00a0typical\u00a0jobs\u00a0can\u00a0show\u00a0their\u00a0income\u00a0by\u00a0showing\u00a0paystubs\u00a0and\u00a0bank\u00a0statements\u00a0from\u00a0the\u00a0previous\u00a0three\u00a0to\u00a0twelve\u00a0months,\u00a0but\u00a0freelancers,\u00a0contractors,\u00a0and\u00a0other\u00a0self-employed\u00a0people\u00a0aren’t\u00a0in\u00a0the\u00a0same\u00a0position. However, many mortgage lenders have realised","og_url":"https:\/\/areton-ltd.com\/es\/self-employed-mortgag\/","og_site_name":"Areton","article_publisher":"https:\/\/www.facebook.com\/aretonEU\/","twitter_card":"summary_large_image","twitter_misc":{"Tiempo de lectura":"5 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/areton-ltd.com\/self-employed-mortgag\/","url":"https:\/\/areton-ltd.com\/self-employed-mortgag\/","name":"SELF-EMPLOYED MORTGAG - Areton","isPartOf":{"@id":"https:\/\/areton-ltd.com\/#website"},"datePublished":"2022-01-10T17:37:42+00:00","breadcrumb":{"@id":"https:\/\/areton-ltd.com\/self-employed-mortgag\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/areton-ltd.com\/self-employed-mortgag\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/areton-ltd.com\/self-employed-mortgag\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/areton-ltd.com\/"},{"@type":"ListItem","position":2,"name":"SELF-EMPLOYED MORTGAG"}]},{"@type":"WebSite","@id":"https:\/\/areton-ltd.com\/#website","url":"https:\/\/areton-ltd.com\/","name":"Areton LTD","description":"Organic Skin Care & Hair Care Products","publisher":{"@id":"https:\/\/areton-ltd.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/areton-ltd.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/areton-ltd.com\/#organization","name":"Areton","url":"https:\/\/areton-ltd.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/areton-ltd.com\/#\/schema\/logo\/image\/","url":"https:\/\/areton-ltd.com\/wp-content\/uploads\/2024\/05\/logo.png","contentUrl":"https:\/\/areton-ltd.com\/wp-content\/uploads\/2024\/05\/logo.png","width":400,"height":400,"caption":"Areton"},"image":{"@id":"https:\/\/areton-ltd.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/aretonEU\/"],"email":"info@areton-ltd.com","telephone":"+44 7830 885825","legalName":"Aretom LTD","vatID":"09397231","publishingPrinciples":"https:\/\/areton-ltd.com\/about-us\/","ownershipFundingInfo":"https:\/\/areton-ltd.com\/about-us\/"}]}},"_links":{"self":[{"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/pages\/8354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/comments?post=8354"}],"version-history":[{"count":0,"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/pages\/8354\/revisions"}],"wp:attachment":[{"href":"https:\/\/areton-ltd.com\/es\/wp-json\/wp\/v2\/media?parent=8354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}