{"id":8438,"date":"2022-03-31T09:15:10","date_gmt":"2022-03-31T09:15:10","guid":{"rendered":"https:\/\/areton-ltd.com\/?page_id=8438"},"modified":"2022-03-31T09:15:58","modified_gmt":"2022-03-31T09:15:58","slug":"multi-unit-freehold-mortgage","status":"publish","type":"page","link":"https:\/\/areton-ltd.com\/Aretonoldbackup\/multi-unit-freehold-mortgage\/","title":{"rendered":"Multi Unit Freehold Mortgages"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]<\/p>\n

What is a multi-unit freehold block?\u00a0<\/strong><\/h2>\n

A multi-unit freehold block (MUFB) is a single freehold property that is typically divided into individual flats with no individual leases. It can also apply to situations such as a row of terraced houses under the same title.<\/p>\n

Multi unit freehold blocks (MUFBs) can be an excellent investment opportunity because they provide additional security.<\/p>\n

Multi unit freehold blocks (MUFBs) can be a very good investment opportunity because they provide extra security by reducing your exposure to rental voids and typically provide a higher yield when compared to a single residency buy to let property.<\/p>\n

An MUFB, as opposed to a house of multiple occupation (HMO), will have self-contained units with their own kitchen and bathroom facilities.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]Here are some MUFB facts:<\/strong><\/p>\n

1: A single freehold property divided into individual units with no individual leases, or a row of terraced houses under one title.<\/p>\n

2: It could be a house conversion or a purpose-built apartment building.<\/p>\n

3: Every unit is entirely self-contained.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

Benefits of a MUFB Mortgage<\/h2>\n

Obtaining a multi unit let mortgage can be difficult due to the fact that it is a relatively specialised area of the buy to let sector; however, it is definitely possible for the majority of people. It’s simply knowing where to look for a multi-unit buy-to-let mortgage, which is sometimes referred to as a multi-unit buy-to-let mortgage. It can also be beneficial to understand some of the fundamentals.<\/p>\n

    \n
  • Usually available up to a maximum of 75% of the property value or purchase price however, on occasion lending up to 80% may be possible<\/li>\n
  • Usually also available to first time landlords (FTLs) but typically not\u00a0first time buyers (FTBs)<\/li>\n
  • Restrictions typically apply to the number of units in each freehold property however it may be possible to find finance on unlimited numbers<\/li>\n
  • Loans available for ownership through limited companies or as individuals<\/li>\n
  • Interest only or capital and interest repayment methods available<\/li>\n
  • Interest cover ratio (ICR) typically based on overall rentable value<\/li>\n<\/ul>\n

    [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]<\/p>\n

    How do I Apply for A Multi Unit Freehold Mortgage?<\/h2>\n

    If you are interested in how a multi-unit freehold property could be an option for you, please contact us today and one of our advisers who are experienced in this sector will guide you through your options.<\/p>\n

    A Multi-Unit Freehold Block (MUFB) is one freehold property that is typically split into individual flats with no individual leases. Contact The Areton Ltd Mortage for more information 7830885825[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    [vc_row][vc_column][vc_column_text] What is a multi-unit freehold block?\u00a0 A multi-unit freehold block (MUFB) is a single freehold property that is typically divided into individual flats with no individual leases. It can also apply to situations such as a row of terraced houses under the same title. Multi unit freehold blocks (MUFBs) can be an excellent investment […]<\/p>\n","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"plain-container","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-8438","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/pages\/8438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/comments?post=8438"}],"version-history":[{"count":0,"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/pages\/8438\/revisions"}],"wp:attachment":[{"href":"https:\/\/areton-ltd.com\/Aretonoldbackup\/wp-json\/wp\/v2\/media?parent=8438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}